We don't check your credit - No Credit Required - Good, bad, or none, your credit doesn't matter.
0% Interest - No interest, really.
2-Year, 30,000-Mile Warranty - Serious peace-of-mind.
No Commissions - Our only concern is taking care of you.
56-Year History - We know how to help.
Applying Online - It's quick, easy and secure.
At Menlove Auto we don’t check your credit. Our goal is to provide reliable transportation while helping you establish, or reestablish, your credit score. We report your payments to the credit bureau every month. This program really is a Fresh Start.
How It Works
HOW THE PROGRAM HAS WORKED FOR 25 YEARS
Everyone struggles from time to time. Many car dealers have programs claiming to help, but in many cases, they can make matters worse…high interest car loans can be painful!
Forget bad credityour credit history does not matter to us.
Pay 0% interestNo interest for everyone.
Choose a paymentA payment that fits your budget and we will match you with a car.
Rest assuredThat your car is covered with a 2-year, 30,000-mile warranty.
TWO SIMPLE STEPS TO A NEW CAR FROM MENLOVE AUTO
WHAT YOU NEED TO QUALIFY FOR
What if I don't have good credit?
We don’t care who you owe money to and won’t check your credit, but we do care about helping you establish or re-establish your credit score. Every month we report your pay history to the credit bureau.
What if I have been turned down by other places?
What kind of vehicles do you sell?
Do your vehicles come with a warranty?
What criteria are most important for approval?
- A steady source of income: We need your last 2 paystubs
- A stable place to live: We need two pieces of mail that are within the last 30 days. Utility bills, credit card, bank, or phone statements etc.
- Family and friends: We need 5 references with names, addresses and phone numbers. Download our Reference Sheet.
How do I qualify for the FRESHSTART program?
- Do you live within 70 miles of North Salt Lake, Utah 84054?
- Are you at least 18 years old?
- Do you have a valid driver’s license?
- Can you get full-coverage insurance for your new car? (we can help with this)
How much will my downpayment and monthly payments be?
What payment options are available?
- Online: Make a Payment HERE
- Auto Debit: Use our approval form—download, print, sign and return by fax or in person. Download our Auto Debit Form
- In Person: Drop by during business hours. We accept all major credit cards, debit cards, cash, money orders, or cashiers checks
- Mail to: Menlove Auto, 420 N. Redwood Road, Unit F,
North Salt Lake, UT, 84054
- By Phone: call 801-295-1000 during business hours
WHAT OUR HAPPY CUSTOMERS HAVE TO SAY…
They treated me with the respect no one else would.
I couldn’t get a car anywhere because I am repairing my credit. My car was losing the transmission so I was looking at two dreadful outcomes. Then I found Menlove. They treated me with the respect no one else would. They referred me somewhere to sell my old car and had a number of good cars to choose from. They also get new cars daily so you will find what you need. They report to the credit bureau and in just a few months my credit is starting to look a lot better. They also helped me out with a repair that wasn’t their responsibility at a good deal.
– Jami Kateland Blundell
They take care of their customers.
This is my 3rd vehicle from Menlove . I love how they take care of their customers. You become not only friends, but part of their family too. Chet is awesome and goes above and beyond to make sure we’re happy with our purchase. I recommend my friends to go to Menlove and talk to him when they’re looking.
– LaNae Taylor
Way better than other car dealerships.
Got referred here by my good friend JT. I was paying almost 500 bucks for a 2007 jeep through another dealership and I was ready to be done. I came to these guys looking for a little car to get the job done. Needless to say I left with a 2008 Mazda and I love it! Plus it’s 200 bucks cheaper than my jeep. Thanks guys!
– Keysha Espinosa-Searle
How to Apply